Injury and Retirement Benefits

Posted by on Jun 2, 2019 in Personal Injury | 0 comments

It seems like there are a lot of jobs that come with a high risk of injury. From welders to construction workers, there’s no shortage of ways to become injured on the job. Of course, more people get injured at home than at work. Each year, emergency rooms are filled with people who have fallen at home or had another injury so debilitating that they had to miss work.

When this happens, it’s incredibly stressful for the person who is supposed to be recovering. Medical bills pile up fast, and losing a steady paycheck can quickly cause an immense strain on someone.

The good news is that this doesn’t necessarily have to ruin a person. There are systems in place to help those who are disabled and unable to work as a result of their injuries.

One common way for disabled people to receive benefits is by applying for Disabled Worker Benefits. This is the most common form of Social Security assistance that requires the help of an attorney. You might also hear of these being referred to as DIB, SSDI, or RSDI.

Another type of insurance is Supplemental Security Income or SSI. If someone is blind, disabled, or of a certain age, they likely meet the criteria to apply for these benefits. Additionally, children under 18 may qualify is they have a mental or physical condition.

The above benefits are mainly for those who have extenuating circumstances that prevent them from working. Retired Worker Benefits pays retired citizens. They can receive full benefits if they worked until they are 70 years old or partial benefits if they only worked until the age of 62.

Furthermore, the loved ones of deceased workers may also be eligible to receive benefits. If a child, parent, or spouse has died, Social Security Benefits may go to their surviving family member.

While this is all great news, it’s important to remember that the process of applying and being accepted for benefits is long and complicated. Aside from the mountains of paperwork, disabled worker applying for benefits will almost always be asked to undergo thorough medical examinations to prove that their disabilities are severe enough to prevent them from working. Lawrence & Associates can help walk the worker through this.

A disability lawyer will work around the clock to help submit the paperwork and make sure that the clinical evaluation will help you rather than hurt you. In addition, these lawyers know just how tightly stretched someone recovering from an injury is, and that’s why you won’t have to pay out of pocket for their services.

Vocational experts and disability evaluation doctors will often fight on behalf of the company, and they will try to deny that injuries and disabilities are bad enough to permanently displace a worker. Hiring a Social Security lawyer guarantees that the worker will always have somebody on their sides. Before trying to tackle the process of applying for benefits on your own, reach out to an attorney who will go to bat for you.

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